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Searching for extra Attorney advocates of America reviews? A securitized mortgage transaction, as has been previously discussed in other articles, involves a situation where, as part of the creation of a special investment vehicle or security, the original “lender” has sold off the Note and/or Mortgage either as a whole or in pieces to others such as a mortgage aggregator, who then sells these bundles of mortgages to an investment banker who uses these as collateral for a mortgage-backed security. In this sale and assignment process, there are often many links in the chain between the original lender and the ultimate alleged owner of the Note or Mortgage. During the course of sale and assignment, the original Notes and Mortgages have either been destroyed or cannot be located, as the down line sale of what wound up being bundles of hundreds or perhaps thousands of mortgages was accomplished through loan summaries, not a physical transfer of the actual mortgage and loan documents. In several cases we have seen, the original lender has admitted, in writing, that the original loan documents were sold off to an “investor”, but the original lender does not know who this “investor” is or where the original documents are.
As a licensed debt relief law firm we have several options we can offer our clients when dealing with debt. Contact us to better understand your best solution to your debt issues. We also work with debt which is pre-judgment and post judgement. We also offer Foreclosure Defense, Short Sales, Timeshare Cancellations and Bankruptcy services for chapter 7 and 13. You will find our staff members to be respectful, courteous and professional and ready to help you. Whether you are facing foreclosure, wage garnishment, repossession or just feeling overwhelmed – we can help! Most of our services are provided with a reasonable fixed rate retainer. Contact the Law Firm of Henry N. Portner, Attorney Advocates of America, to schedule a free case evaluation. We are ready help you overcome your debt.
How things have changed. The United States Congress enacted the Fair Debt Collection Practices Act with the primary purpose of protecting consumers from collectors which go to far in their collection practices. Most consumer have no concept to what degree they are protected. As an Attorney I can stop all collectors and collection calls (with the exception of mortgage related debt) dead in their tracks. If you are receiving calls where you think your rights may have been violated please call me today. If you desire to stop the phone calls immediately I provide such a service. Please do not put yourself through the stress, I can help you now. Discover more information at Attorney advocates of America reviews.
You may still have trouble with getting unsecured credit after a bankruptcy. If you find that to be the situation, applying for a secured card may be the answer. This will show people that you’re seriously trying to restore your credit record back in order. After a while, you are going to be able to have unsecured credit cards too. The Bankruptcy Code lists the kinds of assets which are excluded from bankruptcy. If you are not aware of the rules, you might be blindsided when a possession that is important to you is taken to repay creditors. The professional that helps you file with needs to know both the good and bad aspects of your finances.
